Insurance carriers have spent a lot of time and resources to prepare employers and consumers for the implementation of the Affordable Care Act (ACA).  Features on carrier websites like Anthem’s or CIGNA’s “Healthcare Reform and You”, or United Healthcare’s “Healthcare Lane” make ACA provisions understandable for individuals and employers.

ACA tax calculators and grandfathered plan checklists on Aetna’s website are useful tools for employers to begin to understand the ACA’s financial ramifications, and sections specific to employers, brokers, and consumers are available on Humana’s website.

These tools may not provide the specific answers an employer or consumer is seeking, but they are a great starting point.