Over the past year, Mueller QAAS has helped many employers create a comprehensive employee benefit strategy.  That strategy is never one-size-fits-all, or contains only one option.  To truly address cost, an employer must look at their employee benefits holistically and use a combination of cost-containment strategies.

For example, switching to a high deductible health plan engages employees in health spending, but it doesn’t address the health of the population or prevent further cost-shifting in the future.  An employer may see some employees “buy down” on a private exchange, but still face increases at renewal if they don’t consider switching to defined contribution.

In sum, there is no magic bullet to decrease health insurance costs.  A multi-pronged approach guarantees your strategy is specific to your organization.